Rent in Arcata, CA
Across Arcata's 2 ZIP codes, a 2-bedroom typically rents for about $1,482 a month, with figures from $1,410–$1,554. The highest typical rent is in 95518 ($1,554) and the lowest in 95521 ($1,410). 1 ZIP has ZIP-level figures from HUD or Census; the other 1 uses the county Fair Market Rent. Owner-occupied homes in Humboldt County pay about 0.64% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $1,111 | $1,099–$1,122 | 2 |
| 1 bed | $1,135 | $1,082–$1,188 | 2 |
| 2 beds | $1,482 | $1,410–$1,554 | 2 |
| 3 beds | $2,142 | $2,131–$2,152 | 2 |
| 4 beds | $2,388 | $2,179–$2,597 | 2 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Arcata ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Arcata, CA?
- About $1,482 a month: the median of the typical rents in 2 ZIP codes, which range from $1,410–$1,554. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Arcata, CA?
- About $1,135 a month: the median of the typical rents in 2 ZIP codes, which range from $1,082–$1,188. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Arcata, CA?
- About $2,142 a month: the median of the typical rents in 2 ZIP codes, which range from $2,131–$2,152. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Arcata, CA?
- About $1,111 a month: the median of the typical rents in 2 ZIP codes, which range from $1,099–$1,122. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Arcata, CA?
- About $2,388 a month: the median of the typical rents in 2 ZIP codes, which range from $2,179–$2,597. Figures are gross rent (rent plus tenant-paid utilities).
- Which Arcata ZIP code has the highest rent?
- For a 2-bedroom, 95518 has the highest typical rent at $1,554 a month, and 95521 the lowest at $1,410.
- What is the property tax rate in Arcata, CA?
- Owner-occupied homes in Humboldt County pay a typical 0.64% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Arcata rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).