Rent in Carmel, CA
Across Carmel's 2 ZIP codes, a 2-bedroom typically rents for about $2,229 a month, with figures from $2,041–$2,416. The highest typical rent is in 93922 ($2,416) and the lowest in 93923 ($2,041). 1 ZIP has ZIP-level figures from HUD or Census; the other 1 uses the county Fair Market Rent. Owner-occupied homes in Monterey County pay about 0.63% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $1,956 | $1,956 | 2 |
| 1 bed | $1,939 | $1,869–$2,009 | 2 |
| 2 beds | $2,229 | $2,041–$2,416 | 2 |
| 3 beds | $3,381 | $3,261–$3,500+ | 2 |
| 4 beds | $3,526 | $3,500–$3,551 | 2 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Carmel ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Carmel, CA?
- About $2,229 a month: the median of the typical rents in 2 ZIP codes, which range from $2,041–$2,416. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Carmel, CA?
- About $1,939 a month: the median of the typical rents in 2 ZIP codes, which range from $1,869–$2,009. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Carmel, CA?
- About $3,381 a month: the median of the typical rents in 2 ZIP codes, which range from $3,261–$3,500+. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Carmel, CA?
- About $1,956 a month: the median of the typical rents in 2 ZIP codes, which range from $1,956. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Carmel, CA?
- About $3,526 a month: the median of the typical rents in 2 ZIP codes, which range from $3,500–$3,551. Figures are gross rent (rent plus tenant-paid utilities).
- Which Carmel ZIP code has the highest rent?
- For a 2-bedroom, 93922 has the highest typical rent at $2,416 a month, and 93923 the lowest at $2,041.
- What is the property tax rate in Carmel, CA?
- Owner-occupied homes in Monterey County pay a typical 0.63% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Carmel rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).