Rent in Merced, CA
Across Merced's 5 ZIP codes, a 2-bedroom typically rents for about $1,448 a month, with figures from $1,114–$1,517. The highest typical rent is in 95344 ($1,517) and the lowest in 95341 ($1,114). 3 ZIPs have ZIP-level figures from HUD or Census; the other 2 use the county Fair Market Rent. Owner-occupied homes in Merced County pay about 0.67% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $1,200 | $871–$1,537 | 5 |
| 1 bed | $1,243 | $961–$1,262 | 5 |
| 2 beds | $1,448 | $1,114–$1,517 | 5 |
| 3 beds | $1,677 | $1,377–$2,087 | 5 |
| 4 beds | $2,095 | $1,341–$2,477 | 5 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Merced ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Merced, CA?
- About $1,448 a month: the median of the typical rents in 5 ZIP codes, which range from $1,114–$1,517. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Merced, CA?
- About $1,243 a month: the median of the typical rents in 5 ZIP codes, which range from $961–$1,262. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Merced, CA?
- About $1,677 a month: the median of the typical rents in 5 ZIP codes, which range from $1,377–$2,087. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Merced, CA?
- About $1,200 a month: the median of the typical rents in 5 ZIP codes, which range from $871–$1,537. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Merced, CA?
- About $2,095 a month: the median of the typical rents in 5 ZIP codes, which range from $1,341–$2,477. Figures are gross rent (rent plus tenant-paid utilities).
- Which Merced ZIP code has the highest rent?
- For a 2-bedroom, 95344 has the highest typical rent at $1,517 a month, and 95341 the lowest at $1,114.
- What is the property tax rate in Merced, CA?
- Owner-occupied homes in Merced County pay a typical 0.67% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Merced rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).