Rent in Moraga, CA
Across Moraga's 3 ZIP codes, a 2-bedroom typically rents for about $2,805 a month, with figures from $2,433–$2,805. The highest typical rent is in 94575 ($2,805) and the lowest in 94556 ($2,433). 1 ZIP has ZIP-level figures from HUD or Census; the other 2 use the county Fair Market Rent. Owner-occupied homes in Contra Costa County pay about 0.83% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $2,088 | $2,088 | 3 |
| 1 bed | $2,290 | $2,278–$2,290 | 3 |
| 2 beds | $2,805 | $2,433–$2,805 | 3 |
| 3 beds | $3,592 | $3,500–$3,592 | 3 |
| 4 beds | $4,250 | $3,500–$4,250 | 3 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Moraga ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Moraga, CA?
- About $2,805 a month: the median of the typical rents in 3 ZIP codes, which range from $2,433–$2,805. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Moraga, CA?
- About $2,290 a month: the median of the typical rents in 3 ZIP codes, which range from $2,278–$2,290. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Moraga, CA?
- About $3,592 a month: the median of the typical rents in 3 ZIP codes, which range from $3,500–$3,592. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Moraga, CA?
- About $2,088 a month: the median of the typical rents in 3 ZIP codes, which range from $2,088. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Moraga, CA?
- About $4,250 a month: the median of the typical rents in 3 ZIP codes, which range from $3,500–$4,250. Figures are gross rent (rent plus tenant-paid utilities).
- Which Moraga ZIP code has the highest rent?
- For a 2-bedroom, 94575 has the highest typical rent at $2,805 a month, and 94556 the lowest at $2,433.
- What is the property tax rate in Moraga, CA?
- Owner-occupied homes in Contra Costa County pay a typical 0.83% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Moraga rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).