Rent in Oceanside, CA
Across Oceanside's 7 ZIP codes, a 2-bedroom typically rents for about $2,820 a month, with figures from $2,070–$3,310. The highest typical rent is in 92056 ($2,968) and the lowest in 92054 ($2,355). Owner-occupied homes in San Diego County pay about 0.68% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $2,190 | $1,455–$2,570 | 7 |
| 1 bed | $2,330 | $1,802–$2,740 | 7 |
| 2 beds | $2,820 | $2,070–$3,310 | 7 |
| 3 beds | $3,738 | $2,716–$4,390 | 7 |
| 4 beds | $4,405 | $3,341–$5,310 | 7 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: HUD Small Area Fair Market Rents (Oct 1, 2026), Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Oceanside ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Oceanside, CA?
- About $2,820 a month: the median of the typical rents in 7 ZIP codes, which range from $2,070–$3,310. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Oceanside, CA?
- About $2,330 a month: the median of the typical rents in 7 ZIP codes, which range from $1,802–$2,740. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Oceanside, CA?
- About $3,738 a month: the median of the typical rents in 7 ZIP codes, which range from $2,716–$4,390. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Oceanside, CA?
- About $2,190 a month: the median of the typical rents in 7 ZIP codes, which range from $1,455–$2,570. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Oceanside, CA?
- About $4,405 a month: the median of the typical rents in 7 ZIP codes, which range from $3,341–$5,310. Figures are gross rent (rent plus tenant-paid utilities).
- Which Oceanside ZIP code has the highest rent?
- For a 2-bedroom, 92056 has the highest typical rent at $2,968 a month, and 92054 the lowest at $2,355.
- What is the property tax rate in Oceanside, CA?
- Owner-occupied homes in San Diego County pay a typical 0.68% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Oceanside rent figures come from?
- HUD Small Area Fair Market Rents (Oct 1, 2026), Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).