Rent in Cortez, CO
A 2-bedroom in Cortez, CO (ZIP 81321) typically rents for about $945 a month, with a range of $945–$1,280. Owner-occupied homes in Montezuma County pay about 0.29% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.24% in the week of Oct 29, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $776 | $776–$953 | 1 |
| 1 bed | $797 | $797–$1,025 | 1 |
| 2 beds | $945 | $945–$1,280 | 1 |
| 3 beds | $1,353 | $1,353–$1,772 | 1 |
| 4 beds | $1,380 | $1,380–$1,988 | 1 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Cortez ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Cortez, CO?
- About $945 a month: the median of the typical rents in 1 ZIP code, which range from $945–$1,280. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Cortez, CO?
- About $797 a month: the median of the typical rents in 1 ZIP code, which range from $797–$1,025. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Cortez, CO?
- About $1,353 a month: the median of the typical rents in 1 ZIP code, which range from $1,353–$1,772. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Cortez, CO?
- About $776 a month: the median of the typical rents in 1 ZIP code, which range from $776–$953. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Cortez, CO?
- About $1,380 a month: the median of the typical rents in 1 ZIP code, which range from $1,380–$1,988. Figures are gross rent (rent plus tenant-paid utilities).
- What is the property tax rate in Cortez, CO?
- Owner-occupied homes in Montezuma County pay a typical 0.29% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.24% in the week of Oct 29, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Cortez rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).