Rent in Loveland, CO
Across Loveland's 3 ZIP codes, a 2-bedroom typically rents for about $1,627 a month, with figures from $1,479–$1,759. The highest typical rent is in 80539 ($1,759) and the lowest in 80538 ($1,479). 2 ZIPs have ZIP-level figures from HUD or Census; the other 1 uses the county Fair Market Rent. Owner-occupied homes in Larimer County pay about 0.50% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $1,551 | $1,428–$1,676 | 3 |
| 1 bed | $1,552 | $1,520–$1,589 | 3 |
| 2 beds | $1,627 | $1,479–$1,759 | 3 |
| 3 beds | $2,003 | $1,829–$2,379 | 3 |
| 4 beds | $2,576 | $2,379–$2,859 | 3 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Loveland ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Loveland, CO?
- About $1,627 a month: the median of the typical rents in 3 ZIP codes, which range from $1,479–$1,759. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Loveland, CO?
- About $1,552 a month: the median of the typical rents in 3 ZIP codes, which range from $1,520–$1,589. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Loveland, CO?
- About $2,003 a month: the median of the typical rents in 3 ZIP codes, which range from $1,829–$2,379. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Loveland, CO?
- About $1,551 a month: the median of the typical rents in 3 ZIP codes, which range from $1,428–$1,676. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Loveland, CO?
- About $2,576 a month: the median of the typical rents in 3 ZIP codes, which range from $2,379–$2,859. Figures are gross rent (rent plus tenant-paid utilities).
- Which Loveland ZIP code has the highest rent?
- For a 2-bedroom, 80539 has the highest typical rent at $1,759 a month, and 80538 the lowest at $1,479.
- What is the property tax rate in Loveland, CO?
- Owner-occupied homes in Larimer County pay a typical 0.50% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Loveland rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).