Rent in Derby, CT
A 2-bedroom in Derby, CT (ZIP 06418) typically rents for about $1,649 a month, with a range of $1,649–$1,745. Owner-occupied homes in Naugatuck Valley Planning Region pay about 1.88% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.24% in the week of Oct 29, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $840 | $840–$1,249 | 1 |
| 1 bed | $1,187 | $1,187–$1,336 | 1 |
| 2 beds | $1,649 | $1,649–$1,745 | 1 |
| 3 beds | $1,570 | $1,570–$2,184 | 1 |
| 4 beds | $2,599 | $2,599 | 1 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Derby ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Derby, CT?
- About $1,649 a month: the median of the typical rents in 1 ZIP code, which range from $1,649–$1,745. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Derby, CT?
- About $1,187 a month: the median of the typical rents in 1 ZIP code, which range from $1,187–$1,336. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Derby, CT?
- About $1,570 a month: the median of the typical rents in 1 ZIP code, which range from $1,570–$2,184. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Derby, CT?
- About $840 a month: the median of the typical rents in 1 ZIP code, which range from $840–$1,249. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Derby, CT?
- About $2,599 a month: the median of the typical rents in 1 ZIP code, which range from $2,599. Figures are gross rent (rent plus tenant-paid utilities).
- What is the property tax rate in Derby, CT?
- Owner-occupied homes in Naugatuck Valley Planning Region pay a typical 1.88% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.24% in the week of Oct 29, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Derby rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).