Rent in Baker, FL
A 2-bedroom in Baker, FL (ZIP 32531) typically rents for about $839 a month, with a range of $839–$1,908. Owner-occupied homes in Okaloosa County pay about 0.57% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $1,421 | $1,421 | 1 |
| 1 bed | $1,706 | $1,706 | 1 |
| 2 beds | $839 | $839–$1,908 | 1 |
| 3 beds | $881 | $881–$2,616 | 1 |
| 4 beds | $3,189 | $3,189 | 1 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Baker ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Baker, FL?
- About $839 a month: the median of the typical rents in 1 ZIP code, which range from $839–$1,908. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Baker, FL?
- About $1,706 a month: the median of the typical rents in 1 ZIP code, which range from $1,706. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Baker, FL?
- About $881 a month: the median of the typical rents in 1 ZIP code, which range from $881–$2,616. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Baker, FL?
- About $1,421 a month: the median of the typical rents in 1 ZIP code, which range from $1,421. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Baker, FL?
- About $3,189 a month: the median of the typical rents in 1 ZIP code, which range from $3,189. Figures are gross rent (rent plus tenant-paid utilities).
- What is the property tax rate in Baker, FL?
- Owner-occupied homes in Okaloosa County pay a typical 0.57% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Baker rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).