Rent in Chipley, FL
A 2-bedroom in Chipley, FL (ZIP 32428) typically rents for about $817 a month, with a range of $817–$1,040. Owner-occupied homes in Washington County pay about 0.46% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.24% in the week of Oct 29, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $782 | $782–$896 | 1 |
| 1 bed | $955 | $955 | 1 |
| 2 beds | $817 | $817–$1,040 | 1 |
| 3 beds | $1,013 | $1,013–$1,243 | 1 |
| 4 beds | $813 | $813–$1,479 | 1 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Chipley ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Chipley, FL?
- About $817 a month: the median of the typical rents in 1 ZIP code, which range from $817–$1,040. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Chipley, FL?
- About $955 a month: the median of the typical rents in 1 ZIP code, which range from $955. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Chipley, FL?
- About $1,013 a month: the median of the typical rents in 1 ZIP code, which range from $1,013–$1,243. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Chipley, FL?
- About $782 a month: the median of the typical rents in 1 ZIP code, which range from $782–$896. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Chipley, FL?
- About $813 a month: the median of the typical rents in 1 ZIP code, which range from $813–$1,479. Figures are gross rent (rent plus tenant-paid utilities).
- What is the property tax rate in Chipley, FL?
- Owner-occupied homes in Washington County pay a typical 0.46% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.24% in the week of Oct 29, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Chipley rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).