Rent in Fernandina Beach, FL
Across Fernandina Beach's 2 ZIP codes, a 2-bedroom typically rents for about $1,573 a month, with figures from $1,431–$1,694. The highest typical rent is in 32035 ($1,610) and the lowest in 32034 ($1,536). Owner-occupied homes in Nassau County pay about 0.71% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $1,345 | $1,330–$1,401 | 2 |
| 1 bed | $1,429 | $1,350–$1,634 | 2 |
| 2 beds | $1,573 | $1,431–$1,694 | 2 |
| 3 beds | $2,003 | $1,970–$2,077 | 2 |
| 4 beds | $2,490 | $2,470–$2,594 | 2 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: HUD Small Area Fair Market Rents (Oct 1, 2026), Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Fernandina Beach ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Fernandina Beach, FL?
- About $1,573 a month: the median of the typical rents in 2 ZIP codes, which range from $1,431–$1,694. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Fernandina Beach, FL?
- About $1,429 a month: the median of the typical rents in 2 ZIP codes, which range from $1,350–$1,634. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Fernandina Beach, FL?
- About $2,003 a month: the median of the typical rents in 2 ZIP codes, which range from $1,970–$2,077. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Fernandina Beach, FL?
- About $1,345 a month: the median of the typical rents in 2 ZIP codes, which range from $1,330–$1,401. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Fernandina Beach, FL?
- About $2,490 a month: the median of the typical rents in 2 ZIP codes, which range from $2,470–$2,594. Figures are gross rent (rent plus tenant-paid utilities).
- Which Fernandina Beach ZIP code has the highest rent?
- For a 2-bedroom, 32035 has the highest typical rent at $1,610 a month, and 32034 the lowest at $1,536.
- What is the property tax rate in Fernandina Beach, FL?
- Owner-occupied homes in Nassau County pay a typical 0.71% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Fernandina Beach rent figures come from?
- HUD Small Area Fair Market Rents (Oct 1, 2026), Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).