Rent in Lake City, FL
Across Lake City's 4 ZIP codes, a 2-bedroom typically rents for about $1,114 a month, with figures from $964–$1,187. The highest typical rent is in 32056 ($1,187) and the lowest in 32055 ($964). 2 ZIPs have ZIP-level figures from HUD or Census; the other 2 use the county Fair Market Rent. Owner-occupied homes in Columbia County pay about 0.74% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $865 | $814–$891 | 4 |
| 1 bed | $857 | $639–$1,093 | 4 |
| 2 beds | $1,114 | $964–$1,187 | 4 |
| 3 beds | $1,074 | $884–$1,422 | 4 |
| 4 beds | $1,350 | $834–$1,722 | 4 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Lake City ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Lake City, FL?
- About $1,114 a month: the median of the typical rents in 4 ZIP codes, which range from $964–$1,187. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Lake City, FL?
- About $857 a month: the median of the typical rents in 4 ZIP codes, which range from $639–$1,093. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Lake City, FL?
- About $1,074 a month: the median of the typical rents in 4 ZIP codes, which range from $884–$1,422. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Lake City, FL?
- About $865 a month: the median of the typical rents in 4 ZIP codes, which range from $814–$891. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Lake City, FL?
- About $1,350 a month: the median of the typical rents in 4 ZIP codes, which range from $834–$1,722. Figures are gross rent (rent plus tenant-paid utilities).
- Which Lake City ZIP code has the highest rent?
- For a 2-bedroom, 32056 has the highest typical rent at $1,187 a month, and 32055 the lowest at $964.
- What is the property tax rate in Lake City, FL?
- Owner-occupied homes in Columbia County pay a typical 0.74% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Lake City rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).