Rent in Live Oak, FL
Across Live Oak's 2 ZIP codes, a 2-bedroom typically rents for about $887 a month, with figures from $775–$999. The highest typical rent is in 32060 ($999) and the lowest in 32064 ($775). 1 ZIP has ZIP-level figures from HUD or Census; the other 1 uses the county Fair Market Rent. Owner-occupied homes in Suwannee County pay about 0.71% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $871 | $871 | 2 |
| 1 bed | $916 | $912–$919 | 2 |
| 2 beds | $887 | $775–$999 | 2 |
| 3 beds | $1,046 | $942–$1,336 | 2 |
| 4 beds | $1,416 | $1,416 | 2 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Live Oak ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Live Oak, FL?
- About $887 a month: the median of the typical rents in 2 ZIP codes, which range from $775–$999. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Live Oak, FL?
- About $916 a month: the median of the typical rents in 2 ZIP codes, which range from $912–$919. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Live Oak, FL?
- About $1,046 a month: the median of the typical rents in 2 ZIP codes, which range from $942–$1,336. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Live Oak, FL?
- About $871 a month: the median of the typical rents in 2 ZIP codes, which range from $871. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Live Oak, FL?
- About $1,416 a month: the median of the typical rents in 2 ZIP codes, which range from $1,416. Figures are gross rent (rent plus tenant-paid utilities).
- Which Live Oak ZIP code has the highest rent?
- For a 2-bedroom, 32060 has the highest typical rent at $999 a month, and 32064 the lowest at $775.
- What is the property tax rate in Live Oak, FL?
- Owner-occupied homes in Suwannee County pay a typical 0.71% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Live Oak rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).