Rent in Monticello, FL
Across Monticello's 2 ZIP codes, a 2-bedroom typically rents for about $1,132 a month, with figures from $840–$1,424. The highest typical rent is in 32345 ($1,424) and the lowest in 32344 ($840). 1 ZIP has ZIP-level figures from HUD or Census; the other 1 uses the county Fair Market Rent. Owner-occupied homes in Jefferson County pay about 0.62% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $1,186 | $1,186 | 2 |
| 1 bed | $955 | $645–$1,264 | 2 |
| 2 beds | $1,132 | $840–$1,424 | 2 |
| 3 beds | $1,381 | $1,020–$1,742 | 2 |
| 4 beds | $1,871 | $1,871 | 2 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Monticello ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Monticello, FL?
- About $1,132 a month: the median of the typical rents in 2 ZIP codes, which range from $840–$1,424. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Monticello, FL?
- About $955 a month: the median of the typical rents in 2 ZIP codes, which range from $645–$1,264. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Monticello, FL?
- About $1,381 a month: the median of the typical rents in 2 ZIP codes, which range from $1,020–$1,742. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Monticello, FL?
- About $1,186 a month: the median of the typical rents in 2 ZIP codes, which range from $1,186. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Monticello, FL?
- About $1,871 a month: the median of the typical rents in 2 ZIP codes, which range from $1,871. Figures are gross rent (rent plus tenant-paid utilities).
- Which Monticello ZIP code has the highest rent?
- For a 2-bedroom, 32345 has the highest typical rent at $1,424 a month, and 32344 the lowest at $840.
- What is the property tax rate in Monticello, FL?
- Owner-occupied homes in Jefferson County pay a typical 0.62% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Monticello rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).