Rent in Palatka, FL
Across Palatka's 2 ZIP codes, a 2-bedroom typically rents for about $984 a month, with figures from $928–$1,040. The highest typical rent is in 32178 ($1,040) and the lowest in 32177 ($928). 1 ZIP has ZIP-level figures from HUD or Census; the other 1 uses the county Fair Market Rent. Owner-occupied homes in Putnam County pay about 0.78% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.24% in the week of Oct 29, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $787 | $787 | 2 |
| 1 bed | $650 | $508–$792 | 2 |
| 2 beds | $984 | $928–$1,040 | 2 |
| 3 beds | $1,234 | $1,160–$1,307 | 2 |
| 4 beds | $1,278 | $1,179–$1,377 | 2 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Palatka ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Palatka, FL?
- About $984 a month: the median of the typical rents in 2 ZIP codes, which range from $928–$1,040. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Palatka, FL?
- About $650 a month: the median of the typical rents in 2 ZIP codes, which range from $508–$792. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Palatka, FL?
- About $1,234 a month: the median of the typical rents in 2 ZIP codes, which range from $1,160–$1,307. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Palatka, FL?
- About $787 a month: the median of the typical rents in 2 ZIP codes, which range from $787. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Palatka, FL?
- About $1,278 a month: the median of the typical rents in 2 ZIP codes, which range from $1,179–$1,377. Figures are gross rent (rent plus tenant-paid utilities).
- Which Palatka ZIP code has the highest rent?
- For a 2-bedroom, 32178 has the highest typical rent at $1,040 a month, and 32177 the lowest at $928.
- What is the property tax rate in Palatka, FL?
- Owner-occupied homes in Putnam County pay a typical 0.78% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.24% in the week of Oct 29, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Palatka rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).