Rent in Palm Harbor, FL
Across Palm Harbor's 4 ZIP codes, a 2-bedroom typically rents for about $1,982 a month, with figures from $1,781–$2,360. The highest typical rent is in 34685 ($2,146) and the lowest in 34683 ($1,916). Owner-occupied homes in Pinellas County pay about 0.70% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $1,603 | $1,404–$1,970 | 4 |
| 1 bed | $1,682 | $1,440–$2,030 | 4 |
| 2 beds | $1,982 | $1,781–$2,360 | 4 |
| 3 beds | $2,442 | $1,861–$3,010 | 4 |
| 4 beds | $3,110 | $2,418–$3,660 | 4 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: HUD Small Area Fair Market Rents (Oct 1, 2026), Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Palm Harbor ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Palm Harbor, FL?
- About $1,982 a month: the median of the typical rents in 4 ZIP codes, which range from $1,781–$2,360. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Palm Harbor, FL?
- About $1,682 a month: the median of the typical rents in 4 ZIP codes, which range from $1,440–$2,030. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Palm Harbor, FL?
- About $2,442 a month: the median of the typical rents in 4 ZIP codes, which range from $1,861–$3,010. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Palm Harbor, FL?
- About $1,603 a month: the median of the typical rents in 4 ZIP codes, which range from $1,404–$1,970. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Palm Harbor, FL?
- About $3,110 a month: the median of the typical rents in 4 ZIP codes, which range from $2,418–$3,660. Figures are gross rent (rent plus tenant-paid utilities).
- Which Palm Harbor ZIP code has the highest rent?
- For a 2-bedroom, 34685 has the highest typical rent at $2,146 a month, and 34683 the lowest at $1,916.
- What is the property tax rate in Palm Harbor, FL?
- Owner-occupied homes in Pinellas County pay a typical 0.70% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Palm Harbor rent figures come from?
- HUD Small Area Fair Market Rents (Oct 1, 2026), Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).