Rent in Penney Farms, FL
A 2-bedroom in Penney Farms, FL (ZIP 32079) typically rents for about $2,016 a month, with a range of $1,830–$2,201. Owner-occupied homes in Clay County pay about 0.72% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.24% in the week of Oct 29, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $1,510 | $1,401–$1,510 | 1 |
| 1 bed | $1,515 | $1,500–$1,530 | 1 |
| 2 beds | $2,016 | $1,830–$2,201 | 1 |
| 3 beds | $2,270 | $2,077–$2,270 | 1 |
| 4 beds | $2,870 | $2,594–$2,870 | 1 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: HUD Small Area Fair Market Rents (Oct 1, 2026), Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Penney Farms ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Penney Farms, FL?
- About $2,016 a month: the median of the typical rents in 1 ZIP code, which range from $1,830–$2,201. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Penney Farms, FL?
- About $1,515 a month: the median of the typical rents in 1 ZIP code, which range from $1,500–$1,530. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Penney Farms, FL?
- About $2,270 a month: the median of the typical rents in 1 ZIP code, which range from $2,077–$2,270. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Penney Farms, FL?
- About $1,510 a month: the median of the typical rents in 1 ZIP code, which range from $1,401–$1,510. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Penney Farms, FL?
- About $2,870 a month: the median of the typical rents in 1 ZIP code, which range from $2,594–$2,870. Figures are gross rent (rent plus tenant-paid utilities).
- What is the property tax rate in Penney Farms, FL?
- Owner-occupied homes in Clay County pay a typical 0.72% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.24% in the week of Oct 29, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Penney Farms rent figures come from?
- HUD Small Area Fair Market Rents (Oct 1, 2026), Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).