Rent in Saint Cloud, FL
Across Saint Cloud's 5 ZIP codes, a 2-bedroom typically rents for about $1,831 a month, with figures from $1,080–$2,490. The highest typical rent is in 34773 ($2,490) and the lowest in 34769 ($1,534). Owner-occupied homes in Osceola County pay about 0.76% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.24% in the week of Oct 29, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $1,730 | $1,291–$2,080 | 5 |
| 1 bed | $1,402 | $676–$2,180 | 5 |
| 2 beds | $1,831 | $1,080–$2,490 | 5 |
| 3 beds | $2,416 | $1,533–$3,120 | 5 |
| 4 beds | $2,915 | $1,800–$3,690 | 5 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: HUD Small Area Fair Market Rents (Oct 1, 2026), Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Saint Cloud ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Saint Cloud, FL?
- About $1,831 a month: the median of the typical rents in 5 ZIP codes, which range from $1,080–$2,490. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Saint Cloud, FL?
- About $1,402 a month: the median of the typical rents in 5 ZIP codes, which range from $676–$2,180. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Saint Cloud, FL?
- About $2,416 a month: the median of the typical rents in 5 ZIP codes, which range from $1,533–$3,120. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Saint Cloud, FL?
- About $1,730 a month: the median of the typical rents in 5 ZIP codes, which range from $1,291–$2,080. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Saint Cloud, FL?
- About $2,915 a month: the median of the typical rents in 5 ZIP codes, which range from $1,800–$3,690. Figures are gross rent (rent plus tenant-paid utilities).
- Which Saint Cloud ZIP code has the highest rent?
- For a 2-bedroom, 34773 has the highest typical rent at $2,490 a month, and 34769 the lowest at $1,534.
- What is the property tax rate in Saint Cloud, FL?
- Owner-occupied homes in Osceola County pay a typical 0.76% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.24% in the week of Oct 29, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Saint Cloud rent figures come from?
- HUD Small Area Fair Market Rents (Oct 1, 2026), Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).