Rent in Girard, IL
A 2-bedroom in Girard, IL (ZIP 62640) typically rents for about $734 a month, with a range of $734–$978. Owner-occupied homes in Macoupin County pay about 1.50% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.24% in the week of Oct 29, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $743 | $743 | 1 |
| 1 bed | $569 | $569–$748 | 1 |
| 2 beds | $734 | $734–$978 | 1 |
| 3 beds | $858 | $858–$1,191 | 1 |
| 4 beds | $1,244 | $1,244–$1,492 | 1 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Girard ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Girard, IL?
- About $734 a month: the median of the typical rents in 1 ZIP code, which range from $734–$978. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Girard, IL?
- About $569 a month: the median of the typical rents in 1 ZIP code, which range from $569–$748. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Girard, IL?
- About $858 a month: the median of the typical rents in 1 ZIP code, which range from $858–$1,191. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Girard, IL?
- About $743 a month: the median of the typical rents in 1 ZIP code, which range from $743. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Girard, IL?
- About $1,244 a month: the median of the typical rents in 1 ZIP code, which range from $1,244–$1,492. Figures are gross rent (rent plus tenant-paid utilities).
- What is the property tax rate in Girard, IL?
- Owner-occupied homes in Macoupin County pay a typical 1.50% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.24% in the week of Oct 29, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Girard rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).