Rent in Saint Charles, IA
A 2-bedroom in Saint Charles, IA (ZIP 50240) typically rents for about $969 a month, with a range of $848–$1,090. Owner-occupied homes in Madison County pay about 1.48% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $880 | $880–$1,102 | 1 |
| 1 bed | $714 | $507–$920 | 1 |
| 2 beds | $969 | $848–$1,090 | 1 |
| 3 beds | $1,490 | $1,490–$1,856 | 1 |
| 4 beds | $1,520 | $1,520–$1,901 | 1 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: HUD Small Area Fair Market Rents (Oct 1, 2026), Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Saint Charles ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Saint Charles, IA?
- About $969 a month: the median of the typical rents in 1 ZIP code, which range from $848–$1,090. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Saint Charles, IA?
- About $714 a month: the median of the typical rents in 1 ZIP code, which range from $507–$920. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Saint Charles, IA?
- About $1,490 a month: the median of the typical rents in 1 ZIP code, which range from $1,490–$1,856. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Saint Charles, IA?
- About $880 a month: the median of the typical rents in 1 ZIP code, which range from $880–$1,102. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Saint Charles, IA?
- About $1,520 a month: the median of the typical rents in 1 ZIP code, which range from $1,520–$1,901. Figures are gross rent (rent plus tenant-paid utilities).
- What is the property tax rate in Saint Charles, IA?
- Owner-occupied homes in Madison County pay a typical 1.48% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Saint Charles rent figures come from?
- HUD Small Area Fair Market Rents (Oct 1, 2026), Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).