Rent in Spirit Lake, IA
A 2-bedroom in Spirit Lake, IA (ZIP 51360) typically rents for about $972 a month, with a range of $972–$1,091. Owner-occupied homes in Dickinson County pay about 0.92% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $829 | $829 | 1 |
| 1 bed | $853 | $834–$853 | 1 |
| 2 beds | $972 | $972–$1,091 | 1 |
| 3 beds | $1,536 | $1,424–$1,536 | 1 |
| 4 beds | $1,434 | $1,434 | 1 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Spirit Lake ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Spirit Lake, IA?
- About $972 a month: the median of the typical rents in 1 ZIP code, which range from $972–$1,091. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Spirit Lake, IA?
- About $853 a month: the median of the typical rents in 1 ZIP code, which range from $834–$853. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Spirit Lake, IA?
- About $1,536 a month: the median of the typical rents in 1 ZIP code, which range from $1,424–$1,536. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Spirit Lake, IA?
- About $829 a month: the median of the typical rents in 1 ZIP code, which range from $829. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Spirit Lake, IA?
- About $1,434 a month: the median of the typical rents in 1 ZIP code, which range from $1,434. Figures are gross rent (rent plus tenant-paid utilities).
- What is the property tax rate in Spirit Lake, IA?
- Owner-occupied homes in Dickinson County pay a typical 0.92% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Spirit Lake rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).