Rent in Cumberland, MD
Across Cumberland's 5 ZIP codes, a 2-bedroom typically rents for about $1,014 a month, with figures from $807–$1,014. The highest typical rent is in 21505 ($1,014) and the lowest in 21502 ($807). 1 ZIP has ZIP-level figures from HUD or Census; the other 4 use the county Fair Market Rent. Owner-occupied homes in Allegany County pay about 1.06% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $862 | $442–$862 | 5 |
| 1 bed | $888 | $602–$888 | 5 |
| 2 beds | $1,014 | $807–$1,014 | 5 |
| 3 beds | $1,383 | $998–$1,383 | 5 |
| 4 beds | $1,468 | $942–$1,468 | 5 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Cumberland ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Cumberland, MD?
- About $1,014 a month: the median of the typical rents in 5 ZIP codes, which range from $807–$1,014. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Cumberland, MD?
- About $888 a month: the median of the typical rents in 5 ZIP codes, which range from $602–$888. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Cumberland, MD?
- About $1,383 a month: the median of the typical rents in 5 ZIP codes, which range from $998–$1,383. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Cumberland, MD?
- About $862 a month: the median of the typical rents in 5 ZIP codes, which range from $442–$862. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Cumberland, MD?
- About $1,468 a month: the median of the typical rents in 5 ZIP codes, which range from $942–$1,468. Figures are gross rent (rent plus tenant-paid utilities).
- Which Cumberland ZIP code has the highest rent?
- For a 2-bedroom, 21505 has the highest typical rent at $1,014 a month, and 21502 the lowest at $807.
- What is the property tax rate in Cumberland, MD?
- Owner-occupied homes in Allegany County pay a typical 1.06% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Cumberland rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).