Rent in Frederick, MD
Across Frederick's 5 ZIP codes, a 2-bedroom typically rents for about $2,080 a month, with figures from $1,713–$3,140. The highest typical rent is in 21704 ($3,140) and the lowest in 21702 ($1,862). Owner-occupied homes in Frederick County pay about 0.99% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $1,800 | $1,310–$2,720 | 5 |
| 1 bed | $1,880 | $1,274–$2,840 | 5 |
| 2 beds | $2,080 | $1,713–$3,140 | 5 |
| 3 beds | $2,602 | $1,871–$4,000 | 5 |
| 4 beds | $2,904 | $2,298–$4,710 | 5 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: HUD Small Area Fair Market Rents (Oct 1, 2026), Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Frederick ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Frederick, MD?
- About $2,080 a month: the median of the typical rents in 5 ZIP codes, which range from $1,713–$3,140. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Frederick, MD?
- About $1,880 a month: the median of the typical rents in 5 ZIP codes, which range from $1,274–$2,840. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Frederick, MD?
- About $2,602 a month: the median of the typical rents in 5 ZIP codes, which range from $1,871–$4,000. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Frederick, MD?
- About $1,800 a month: the median of the typical rents in 5 ZIP codes, which range from $1,310–$2,720. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Frederick, MD?
- About $2,904 a month: the median of the typical rents in 5 ZIP codes, which range from $2,298–$4,710. Figures are gross rent (rent plus tenant-paid utilities).
- Which Frederick ZIP code has the highest rent?
- For a 2-bedroom, 21704 has the highest typical rent at $3,140 a month, and 21702 the lowest at $1,862.
- What is the property tax rate in Frederick, MD?
- Owner-occupied homes in Frederick County pay a typical 0.99% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Frederick rent figures come from?
- HUD Small Area Fair Market Rents (Oct 1, 2026), Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).