Rent in Smithsburg, MD
A 2-bedroom in Smithsburg, MD (ZIP 21783) typically rents for about $1,180 a month, with a range of $1,099–$1,260. Owner-occupied homes in Washington County pay about 0.84% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $900 | $894–$900 | 1 |
| 1 bed | $908 | $826–$990 | 1 |
| 2 beds | $1,180 | $1,099–$1,260 | 1 |
| 3 beds | $1,390 | $1,109–$1,670 | 1 |
| 4 beds | $1,890 | $1,890–$1,923 | 1 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: HUD Small Area Fair Market Rents (Oct 1, 2026), Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Smithsburg ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Smithsburg, MD?
- About $1,180 a month: the median of the typical rents in 1 ZIP code, which range from $1,099–$1,260. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Smithsburg, MD?
- About $908 a month: the median of the typical rents in 1 ZIP code, which range from $826–$990. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Smithsburg, MD?
- About $1,390 a month: the median of the typical rents in 1 ZIP code, which range from $1,109–$1,670. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Smithsburg, MD?
- About $900 a month: the median of the typical rents in 1 ZIP code, which range from $894–$900. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Smithsburg, MD?
- About $1,890 a month: the median of the typical rents in 1 ZIP code, which range from $1,890–$1,923. Figures are gross rent (rent plus tenant-paid utilities).
- What is the property tax rate in Smithsburg, MD?
- Owner-occupied homes in Washington County pay a typical 0.84% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Smithsburg rent figures come from?
- HUD Small Area Fair Market Rents (Oct 1, 2026), Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).