Rent in Cambridge, MA
Across Cambridge's 6 ZIP codes, a 2-bedroom typically rents for about $3,034 a month, with figures from $2,727–$3,500+. The highest typical rent is in 02142 ($3,500+) and the lowest in 02140 ($2,727). 5 ZIPs have ZIP-level figures from HUD or Census; the other 1 uses the county Fair Market Rent. Owner-occupied homes in Middlesex County pay about 1.03% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.24% in the week of Oct 29, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $2,448 | $2,048–$3,142 | 6 |
| 1 bed | $2,486 | $2,440–$3,500+ | 6 |
| 2 beds | $3,034 | $2,727–$3,500+ | 6 |
| 3 beds | $3,500 | $2,895–$3,584 | 6 |
| 4 beds | $3,727 | $2,769–$3,953 | 6 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Cambridge ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Cambridge, MA?
- About $3,034 a month: the median of the typical rents in 6 ZIP codes, which range from $2,727–$3,500+. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Cambridge, MA?
- About $2,486 a month: the median of the typical rents in 6 ZIP codes, which range from $2,440–$3,500+. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Cambridge, MA?
- About $3,500 a month: the median of the typical rents in 6 ZIP codes, which range from $2,895–$3,584. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Cambridge, MA?
- About $2,448 a month: the median of the typical rents in 6 ZIP codes, which range from $2,048–$3,142. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Cambridge, MA?
- About $3,727 a month: the median of the typical rents in 6 ZIP codes, which range from $2,769–$3,953. Figures are gross rent (rent plus tenant-paid utilities).
- Which Cambridge ZIP code has the highest rent?
- For a 2-bedroom, 02142 has the highest typical rent at $3,500+ a month, and 02140 the lowest at $2,727.
- What is the property tax rate in Cambridge, MA?
- Owner-occupied homes in Middlesex County pay a typical 1.03% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.24% in the week of Oct 29, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Cambridge rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).