Rent in Gardner, MA
A 2-bedroom in Gardner, MA (ZIP 01440) typically rents for about $1,233 a month, with a range of $1,233–$2,043. Owner-occupied homes in Worcester County pay about 1.28% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $568 | $568–$1,577 | 1 |
| 1 bed | $982 | $982–$1,587 | 1 |
| 2 beds | $1,233 | $1,233–$2,043 | 1 |
| 3 beds | $1,236 | $1,236–$2,560 | 1 |
| 4 beds | $2,915 | $2,915 | 1 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Gardner ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Gardner, MA?
- About $1,233 a month: the median of the typical rents in 1 ZIP code, which range from $1,233–$2,043. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Gardner, MA?
- About $982 a month: the median of the typical rents in 1 ZIP code, which range from $982–$1,587. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Gardner, MA?
- About $1,236 a month: the median of the typical rents in 1 ZIP code, which range from $1,236–$2,560. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Gardner, MA?
- About $568 a month: the median of the typical rents in 1 ZIP code, which range from $568–$1,577. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Gardner, MA?
- About $2,915 a month: the median of the typical rents in 1 ZIP code, which range from $2,915. Figures are gross rent (rent plus tenant-paid utilities).
- What is the property tax rate in Gardner, MA?
- Owner-occupied homes in Worcester County pay a typical 1.28% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Gardner rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).