Rent in Harbor Springs, MI
A 2-bedroom in Harbor Springs, MI (ZIP 49740) typically rents for about $1,048 a month, with a range of $1,048–$1,336. Owner-occupied homes in Emmet County pay about 0.83% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $1,015 | $1,015 | 1 |
| 1 bed | $620 | $620–$1,021 | 1 |
| 2 beds | $1,048 | $1,048–$1,336 | 1 |
| 3 beds | $1,500 | $1,500–$1,592 | 1 |
| 4 beds | $1,756 | $1,756 | 1 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Harbor Springs ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Harbor Springs, MI?
- About $1,048 a month: the median of the typical rents in 1 ZIP code, which range from $1,048–$1,336. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Harbor Springs, MI?
- About $620 a month: the median of the typical rents in 1 ZIP code, which range from $620–$1,021. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Harbor Springs, MI?
- About $1,500 a month: the median of the typical rents in 1 ZIP code, which range from $1,500–$1,592. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Harbor Springs, MI?
- About $1,015 a month: the median of the typical rents in 1 ZIP code, which range from $1,015. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Harbor Springs, MI?
- About $1,756 a month: the median of the typical rents in 1 ZIP code, which range from $1,756. Figures are gross rent (rent plus tenant-paid utilities).
- What is the property tax rate in Harbor Springs, MI?
- Owner-occupied homes in Emmet County pay a typical 0.83% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Harbor Springs rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).