Rent in Utica, MI
Across Utica's 4 ZIP codes, a 2-bedroom typically rents for about $1,493 a month, with figures from $1,367–$1,730. The highest typical rent is in 48315 ($1,640) and the lowest in 48318 ($1,460). Owner-occupied homes in Macomb County pay about 1.40% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.24% in the week of Oct 29, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $1,122 | $1,047–$1,180 | 4 |
| 1 bed | $1,164 | $963–$1,310 | 4 |
| 2 beds | $1,493 | $1,367–$1,730 | 4 |
| 3 beds | $1,840 | $1,475–$2,176 | 4 |
| 4 beds | $1,990 | $1,384–$2,170 | 4 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: HUD Small Area Fair Market Rents (Oct 1, 2026), Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Utica ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Utica, MI?
- About $1,493 a month: the median of the typical rents in 4 ZIP codes, which range from $1,367–$1,730. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Utica, MI?
- About $1,164 a month: the median of the typical rents in 4 ZIP codes, which range from $963–$1,310. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Utica, MI?
- About $1,840 a month: the median of the typical rents in 4 ZIP codes, which range from $1,475–$2,176. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Utica, MI?
- About $1,122 a month: the median of the typical rents in 4 ZIP codes, which range from $1,047–$1,180. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Utica, MI?
- About $1,990 a month: the median of the typical rents in 4 ZIP codes, which range from $1,384–$2,170. Figures are gross rent (rent plus tenant-paid utilities).
- Which Utica ZIP code has the highest rent?
- For a 2-bedroom, 48315 has the highest typical rent at $1,640 a month, and 48318 the lowest at $1,460.
- What is the property tax rate in Utica, MI?
- Owner-occupied homes in Macomb County pay a typical 1.40% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.24% in the week of Oct 29, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Utica rent figures come from?
- HUD Small Area Fair Market Rents (Oct 1, 2026), Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).