Rent in Moorhead, MN
Across Moorhead's 4 ZIP codes, a 2-bedroom typically rents for about $1,185 a month, with figures from $1,044–$1,190. The highest typical rent is in 56563 ($1,190) and the lowest in 56560 ($1,117). Owner-occupied homes in Clay County pay about 1.13% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $840 | $781–$840 | 4 |
| 1 bed | $970 | $729–$970 | 4 |
| 2 beds | $1,185 | $1,044–$1,190 | 4 |
| 3 beds | $1,640 | $1,529–$1,650 | 4 |
| 4 beds | $1,980 | $1,780–$1,990 | 4 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: HUD Small Area Fair Market Rents (Oct 1, 2026), Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Moorhead ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Moorhead, MN?
- About $1,185 a month: the median of the typical rents in 4 ZIP codes, which range from $1,044–$1,190. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Moorhead, MN?
- About $970 a month: the median of the typical rents in 4 ZIP codes, which range from $729–$970. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Moorhead, MN?
- About $1,640 a month: the median of the typical rents in 4 ZIP codes, which range from $1,529–$1,650. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Moorhead, MN?
- About $840 a month: the median of the typical rents in 4 ZIP codes, which range from $781–$840. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Moorhead, MN?
- About $1,980 a month: the median of the typical rents in 4 ZIP codes, which range from $1,780–$1,990. Figures are gross rent (rent plus tenant-paid utilities).
- Which Moorhead ZIP code has the highest rent?
- For a 2-bedroom, 56563 has the highest typical rent at $1,190 a month, and 56560 the lowest at $1,117.
- What is the property tax rate in Moorhead, MN?
- Owner-occupied homes in Clay County pay a typical 1.13% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Moorhead rent figures come from?
- HUD Small Area Fair Market Rents (Oct 1, 2026), Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).