Rent in Middletown, NJ
A 2-bedroom in Middletown, NJ (ZIP 07748) typically rents for about $1,990 a month, with a range of $1,869–$2,110. Owner-occupied homes in Monmouth County pay about 1.65% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.24% in the week of Oct 29, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $1,540 | $1,540–$1,671 | 1 |
| 1 bed | $1,534 | $1,358–$1,710 | 1 |
| 2 beds | $1,990 | $1,869–$2,110 | 1 |
| 3 beds | $2,725 | $2,710–$2,739 | 1 |
| 4 beds | $3,000 | $3,000–$3,241 | 1 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: HUD Small Area Fair Market Rents (Oct 1, 2026), Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Middletown ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Middletown, NJ?
- About $1,990 a month: the median of the typical rents in 1 ZIP code, which range from $1,869–$2,110. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Middletown, NJ?
- About $1,534 a month: the median of the typical rents in 1 ZIP code, which range from $1,358–$1,710. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Middletown, NJ?
- About $2,725 a month: the median of the typical rents in 1 ZIP code, which range from $2,710–$2,739. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Middletown, NJ?
- About $1,540 a month: the median of the typical rents in 1 ZIP code, which range from $1,540–$1,671. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Middletown, NJ?
- About $3,000 a month: the median of the typical rents in 1 ZIP code, which range from $3,000–$3,241. Figures are gross rent (rent plus tenant-paid utilities).
- What is the property tax rate in Middletown, NJ?
- Owner-occupied homes in Monmouth County pay a typical 1.65% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.24% in the week of Oct 29, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Middletown rent figures come from?
- HUD Small Area Fair Market Rents (Oct 1, 2026), Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).