Rent in Ruidoso, NM
Across Ruidoso's 2 ZIP codes, a 2-bedroom typically rents for about $1,076 a month, with figures from $1,063–$1,088. The highest typical rent is in 88345 ($1,088) and the lowest in 88355 ($1,063). 1 ZIP has ZIP-level figures from HUD or Census; the other 1 uses the county Fair Market Rent. Owner-occupied homes in Lincoln County pay about 0.53% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $830 | $826–$834 | 2 |
| 1 bed | $776 | $713–$839 | 2 |
| 2 beds | $1,076 | $1,063–$1,088 | 2 |
| 3 beds | $1,177 | $998–$1,355 | 2 |
| 4 beds | $1,667 | $1,667 | 2 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Ruidoso ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Ruidoso, NM?
- About $1,076 a month: the median of the typical rents in 2 ZIP codes, which range from $1,063–$1,088. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Ruidoso, NM?
- About $776 a month: the median of the typical rents in 2 ZIP codes, which range from $713–$839. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Ruidoso, NM?
- About $1,177 a month: the median of the typical rents in 2 ZIP codes, which range from $998–$1,355. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Ruidoso, NM?
- About $830 a month: the median of the typical rents in 2 ZIP codes, which range from $826–$834. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Ruidoso, NM?
- About $1,667 a month: the median of the typical rents in 2 ZIP codes, which range from $1,667. Figures are gross rent (rent plus tenant-paid utilities).
- Which Ruidoso ZIP code has the highest rent?
- For a 2-bedroom, 88345 has the highest typical rent at $1,088 a month, and 88355 the lowest at $1,063.
- What is the property tax rate in Ruidoso, NM?
- Owner-occupied homes in Lincoln County pay a typical 0.53% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Ruidoso rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).