Rent in Adams, NY
A 2-bedroom in Adams, NY (ZIP 13605) typically rents for about $936 a month, with a range of $936–$1,453. Owner-occupied homes in Jefferson County pay about 1.54% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.24% in the week of Oct 29, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $1,012 | $1,012 | 1 |
| 1 bed | $720 | $720–$1,111 | 1 |
| 2 beds | $936 | $936–$1,453 | 1 |
| 3 beds | $865 | $865–$1,995 | 1 |
| 4 beds | $1,125 | $1,125–$2,376 | 1 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Adams ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Adams, NY?
- About $936 a month: the median of the typical rents in 1 ZIP code, which range from $936–$1,453. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Adams, NY?
- About $720 a month: the median of the typical rents in 1 ZIP code, which range from $720–$1,111. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Adams, NY?
- About $865 a month: the median of the typical rents in 1 ZIP code, which range from $865–$1,995. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Adams, NY?
- About $1,012 a month: the median of the typical rents in 1 ZIP code, which range from $1,012. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Adams, NY?
- About $1,125 a month: the median of the typical rents in 1 ZIP code, which range from $1,125–$2,376. Figures are gross rent (rent plus tenant-paid utilities).
- What is the property tax rate in Adams, NY?
- Owner-occupied homes in Jefferson County pay a typical 1.54% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.24% in the week of Oct 29, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Adams rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).