Rent in Amsterdam, NY
A 2-bedroom in Amsterdam, NY (ZIP 12010) typically rents for about $1,024 a month, with a range of $1,024–$1,111. Owner-occupied homes in Montgomery County pay about 2.46% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $814 | $814 | 1 |
| 1 bed | $788 | $788–$862 | 1 |
| 2 beds | $1,024 | $1,024–$1,111 | 1 |
| 3 beds | $1,098 | $1,098–$1,359 | 1 |
| 4 beds | $1,080 | $1,080–$1,490 | 1 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Amsterdam ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Amsterdam, NY?
- About $1,024 a month: the median of the typical rents in 1 ZIP code, which range from $1,024–$1,111. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Amsterdam, NY?
- About $788 a month: the median of the typical rents in 1 ZIP code, which range from $788–$862. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Amsterdam, NY?
- About $1,098 a month: the median of the typical rents in 1 ZIP code, which range from $1,098–$1,359. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Amsterdam, NY?
- About $814 a month: the median of the typical rents in 1 ZIP code, which range from $814. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Amsterdam, NY?
- About $1,080 a month: the median of the typical rents in 1 ZIP code, which range from $1,080–$1,490. Figures are gross rent (rent plus tenant-paid utilities).
- What is the property tax rate in Amsterdam, NY?
- Owner-occupied homes in Montgomery County pay a typical 2.46% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Amsterdam rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).