Rent in Chatham, NY
A 2-bedroom in Chatham, NY (ZIP 12037) typically rents for about $1,194 a month, with a range of $1,194–$1,503. Owner-occupied homes in Columbia County pay about 1.40% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.24% in the week of Oct 29, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $1,259 | $1,259 | 1 |
| 1 bed | $917 | $917–$1,300 | 1 |
| 2 beds | $1,194 | $1,194–$1,503 | 1 |
| 3 beds | $1,701 | $1,701–$1,837 | 1 |
| 4 beds | $1,975 | $1,975 | 1 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Chatham ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Chatham, NY?
- About $1,194 a month: the median of the typical rents in 1 ZIP code, which range from $1,194–$1,503. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Chatham, NY?
- About $917 a month: the median of the typical rents in 1 ZIP code, which range from $917–$1,300. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Chatham, NY?
- About $1,701 a month: the median of the typical rents in 1 ZIP code, which range from $1,701–$1,837. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Chatham, NY?
- About $1,259 a month: the median of the typical rents in 1 ZIP code, which range from $1,259. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Chatham, NY?
- About $1,975 a month: the median of the typical rents in 1 ZIP code, which range from $1,975. Figures are gross rent (rent plus tenant-paid utilities).
- What is the property tax rate in Chatham, NY?
- Owner-occupied homes in Columbia County pay a typical 1.40% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.24% in the week of Oct 29, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Chatham rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).