Rent in Cold Spring, NY
A 2-bedroom in Cold Spring, NY (ZIP 10516) typically rents for about $1,963 a month, with a range of $1,963–$2,971. Owner-occupied homes in Putnam County pay about 2.12% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $2,593 | $2,593 | 1 |
| 1 bed | $1,558 | $1,558–$2,729 | 1 |
| 2 beds | $1,963 | $1,963–$2,971 | 1 |
| 3 beds | $2,917 | $2,917–$3,760 | 1 |
| 4 beds | $4,121 | $4,121 | 1 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Cold Spring ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Cold Spring, NY?
- About $1,963 a month: the median of the typical rents in 1 ZIP code, which range from $1,963–$2,971. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Cold Spring, NY?
- About $1,558 a month: the median of the typical rents in 1 ZIP code, which range from $1,558–$2,729. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Cold Spring, NY?
- About $2,917 a month: the median of the typical rents in 1 ZIP code, which range from $2,917–$3,760. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Cold Spring, NY?
- About $2,593 a month: the median of the typical rents in 1 ZIP code, which range from $2,593. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Cold Spring, NY?
- About $4,121 a month: the median of the typical rents in 1 ZIP code, which range from $4,121. Figures are gross rent (rent plus tenant-paid utilities).
- What is the property tax rate in Cold Spring, NY?
- Owner-occupied homes in Putnam County pay a typical 2.12% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Cold Spring rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).