Rent in Elmira, NY
Across Elmira's 5 ZIP codes, a 2-bedroom typically rents for about $1,072 a month, with figures from $871–$1,348. The highest typical rent is in 14902 ($1,348) and the lowest in 14901 ($871). 4 ZIPs have ZIP-level figures from HUD or Census; the other 1 uses the county Fair Market Rent. Owner-occupied homes in Chemung County pay about 2.45% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $1,020 | $783–$1,020 | 5 |
| 1 bed | $870 | $694–$1,030 | 5 |
| 2 beds | $1,072 | $871–$1,348 | 5 |
| 3 beds | $1,208 | $729–$1,643 | 5 |
| 4 beds | $1,358 | $1,294–$1,793 | 5 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Elmira ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Elmira, NY?
- About $1,072 a month: the median of the typical rents in 5 ZIP codes, which range from $871–$1,348. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Elmira, NY?
- About $870 a month: the median of the typical rents in 5 ZIP codes, which range from $694–$1,030. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Elmira, NY?
- About $1,208 a month: the median of the typical rents in 5 ZIP codes, which range from $729–$1,643. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Elmira, NY?
- About $1,020 a month: the median of the typical rents in 5 ZIP codes, which range from $783–$1,020. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Elmira, NY?
- About $1,358 a month: the median of the typical rents in 5 ZIP codes, which range from $1,294–$1,793. Figures are gross rent (rent plus tenant-paid utilities).
- Which Elmira ZIP code has the highest rent?
- For a 2-bedroom, 14902 has the highest typical rent at $1,348 a month, and 14901 the lowest at $871.
- What is the property tax rate in Elmira, NY?
- Owner-occupied homes in Chemung County pay a typical 2.45% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Elmira rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).