Rent in Harford, NY
A 2-bedroom in Harford, NY (ZIP 13784) typically rents for about $1,171 a month, with a range of $1,171. There are no ZIP-level rent figures here, so these use the HUD Fair Market Rent for Cortland County. Owner-occupied homes in Cortland County pay about 2.56% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $934 | $934 | 1 |
| 1 bed | $940 | $940 | 1 |
| 2 beds | $1,171 | $1,171 | 1 |
| 3 beds | $1,473 | $1,473 | 1 |
| 4 beds | $1,957 | $1,957 | 1 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: HUD county Fair Market Rents (Oct 1, 2026).
Harford ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Harford, NY?
- About $1,171 a month: the median of the typical rents in 1 ZIP code, which range from $1,171. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Harford, NY?
- About $940 a month: the median of the typical rents in 1 ZIP code, which range from $940. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Harford, NY?
- About $1,473 a month: the median of the typical rents in 1 ZIP code, which range from $1,473. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Harford, NY?
- About $934 a month: the median of the typical rents in 1 ZIP code, which range from $934. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Harford, NY?
- About $1,957 a month: the median of the typical rents in 1 ZIP code, which range from $1,957. Figures are gross rent (rent plus tenant-paid utilities).
- What is the property tax rate in Harford, NY?
- Owner-occupied homes in Cortland County pay a typical 2.56% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Harford rent figures come from?
- HUD county Fair Market Rents (Oct 1, 2026).