Rent in McGraw, NY
A 2-bedroom in McGraw, NY (ZIP 13101) typically rents for about $675 a month, with a range of $675–$1,171. Owner-occupied homes in Cortland County pay about 2.56% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $934 | $934 | 1 |
| 1 bed | $527 | $527–$940 | 1 |
| 2 beds | $675 | $675–$1,171 | 1 |
| 3 beds | $996 | $996–$1,473 | 1 |
| 4 beds | $1,689 | $1,689–$1,957 | 1 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
McGraw ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in McGraw, NY?
- About $675 a month: the median of the typical rents in 1 ZIP code, which range from $675–$1,171. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in McGraw, NY?
- About $527 a month: the median of the typical rents in 1 ZIP code, which range from $527–$940. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in McGraw, NY?
- About $996 a month: the median of the typical rents in 1 ZIP code, which range from $996–$1,473. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in McGraw, NY?
- About $934 a month: the median of the typical rents in 1 ZIP code, which range from $934. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in McGraw, NY?
- About $1,689 a month: the median of the typical rents in 1 ZIP code, which range from $1,689–$1,957. Figures are gross rent (rent plus tenant-paid utilities).
- What is the property tax rate in McGraw, NY?
- Owner-occupied homes in Cortland County pay a typical 2.56% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these McGraw rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).