Rent in Middletown, NY
Across Middletown's 2 ZIP codes, a 2-bedroom typically rents for about $1,921 a month, with figures from $1,772–$2,131. The highest typical rent is in 10941 ($2,070) and the lowest in 10940 ($1,772). Owner-occupied homes in Orange County pay about 2.19% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $1,313 | $1,141–$1,484 | 2 |
| 1 bed | $1,399 | $1,241–$1,659 | 2 |
| 2 beds | $1,921 | $1,772–$2,131 | 2 |
| 3 beds | $2,052 | $2,008–$2,685 | 2 |
| 4 beds | $2,824 | $2,824 | 2 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Middletown ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Middletown, NY?
- About $1,921 a month: the median of the typical rents in 2 ZIP codes, which range from $1,772–$2,131. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Middletown, NY?
- About $1,399 a month: the median of the typical rents in 2 ZIP codes, which range from $1,241–$1,659. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Middletown, NY?
- About $2,052 a month: the median of the typical rents in 2 ZIP codes, which range from $2,008–$2,685. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Middletown, NY?
- About $1,313 a month: the median of the typical rents in 2 ZIP codes, which range from $1,141–$1,484. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Middletown, NY?
- About $2,824 a month: the median of the typical rents in 2 ZIP codes, which range from $2,824. Figures are gross rent (rent plus tenant-paid utilities).
- Which Middletown ZIP code has the highest rent?
- For a 2-bedroom, 10941 has the highest typical rent at $2,070 a month, and 10940 the lowest at $1,772.
- What is the property tax rate in Middletown, NY?
- Owner-occupied homes in Orange County pay a typical 2.19% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Middletown rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).