Rent in Otego, NY
A 2-bedroom in Otego, NY (ZIP 13825) typically rents for about $957 a month, with a range of $957–$1,235. Owner-occupied homes in Otsego County pay about 1.70% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $528 | $528–$860 | 1 |
| 1 bed | $1,021 | $961–$1,021 | 1 |
| 2 beds | $957 | $957–$1,235 | 1 |
| 3 beds | $1,157 | $1,157–$1,472 | 1 |
| 4 beds | $1,653 | $1,653 | 1 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Otego ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Otego, NY?
- About $957 a month: the median of the typical rents in 1 ZIP code, which range from $957–$1,235. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Otego, NY?
- About $1,021 a month: the median of the typical rents in 1 ZIP code, which range from $961–$1,021. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Otego, NY?
- About $1,157 a month: the median of the typical rents in 1 ZIP code, which range from $1,157–$1,472. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Otego, NY?
- About $528 a month: the median of the typical rents in 1 ZIP code, which range from $528–$860. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Otego, NY?
- About $1,653 a month: the median of the typical rents in 1 ZIP code, which range from $1,653. Figures are gross rent (rent plus tenant-paid utilities).
- What is the property tax rate in Otego, NY?
- Owner-occupied homes in Otsego County pay a typical 1.70% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Otego rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).