Rent in Saratoga Springs, NY
A 2-bedroom in Saratoga Springs, NY (ZIP 12866) typically rents for about $1,866 a month, with a range of $1,711–$1,866. Owner-occupied homes in Saratoga County pay about 1.40% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $1,289 | $1,238–$1,289 | 1 |
| 1 bed | $1,337 | $1,337–$1,425 | 1 |
| 2 beds | $1,866 | $1,711–$1,866 | 1 |
| 3 beds | $2,000 | $2,000–$2,039 | 1 |
| 4 beds | $1,625 | $1,625–$2,249 | 1 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Saratoga Springs ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Saratoga Springs, NY?
- About $1,866 a month: the median of the typical rents in 1 ZIP code, which range from $1,711–$1,866. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Saratoga Springs, NY?
- About $1,337 a month: the median of the typical rents in 1 ZIP code, which range from $1,337–$1,425. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Saratoga Springs, NY?
- About $2,000 a month: the median of the typical rents in 1 ZIP code, which range from $2,000–$2,039. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Saratoga Springs, NY?
- About $1,289 a month: the median of the typical rents in 1 ZIP code, which range from $1,238–$1,289. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Saratoga Springs, NY?
- About $1,625 a month: the median of the typical rents in 1 ZIP code, which range from $1,625–$2,249. Figures are gross rent (rent plus tenant-paid utilities).
- What is the property tax rate in Saratoga Springs, NY?
- Owner-occupied homes in Saratoga County pay a typical 1.40% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Saratoga Springs rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).