Rent in Smithtown, NY
A 2-bedroom in Smithtown, NY (ZIP 11787) typically rents for about $2,596 a month, with a range of $2,596–$2,689. Owner-occupied homes in Suffolk County pay about 1.73% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $1,964 | $1,964 | 1 |
| 1 bed | $2,042 | $2,042–$2,285 | 1 |
| 2 beds | $2,596 | $2,596–$2,689 | 1 |
| 3 beds | $3,320 | $3,320–$3,458 | 1 |
| 4 beds | $3,671 | $3,671 | 1 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Smithtown ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Smithtown, NY?
- About $2,596 a month: the median of the typical rents in 1 ZIP code, which range from $2,596–$2,689. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Smithtown, NY?
- About $2,042 a month: the median of the typical rents in 1 ZIP code, which range from $2,042–$2,285. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Smithtown, NY?
- About $3,320 a month: the median of the typical rents in 1 ZIP code, which range from $3,320–$3,458. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Smithtown, NY?
- About $1,964 a month: the median of the typical rents in 1 ZIP code, which range from $1,964. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Smithtown, NY?
- About $3,671 a month: the median of the typical rents in 1 ZIP code, which range from $3,671. Figures are gross rent (rent plus tenant-paid utilities).
- What is the property tax rate in Smithtown, NY?
- Owner-occupied homes in Suffolk County pay a typical 1.73% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Smithtown rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).