Rent in Utica, NY
Across Utica's 5 ZIP codes, a 2-bedroom typically rents for about $1,210 a month, with figures from $926–$1,210. The highest typical rent is in 13505 ($1,210) and the lowest in 13501 ($926). 2 ZIPs have ZIP-level figures from HUD or Census; the other 3 use the county Fair Market Rent. Owner-occupied homes in Oneida County pay about 2.02% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $857 | $734–$857 | 5 |
| 1 bed | $946 | $756–$946 | 5 |
| 2 beds | $1,210 | $926–$1,210 | 5 |
| 3 beds | $1,442 | $893–$1,442 | 5 |
| 4 beds | $1,636 | $999–$1,636 | 5 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Utica ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Utica, NY?
- About $1,210 a month: the median of the typical rents in 5 ZIP codes, which range from $926–$1,210. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Utica, NY?
- About $946 a month: the median of the typical rents in 5 ZIP codes, which range from $756–$946. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Utica, NY?
- About $1,442 a month: the median of the typical rents in 5 ZIP codes, which range from $893–$1,442. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Utica, NY?
- About $857 a month: the median of the typical rents in 5 ZIP codes, which range from $734–$857. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Utica, NY?
- About $1,636 a month: the median of the typical rents in 5 ZIP codes, which range from $999–$1,636. Figures are gross rent (rent plus tenant-paid utilities).
- Which Utica ZIP code has the highest rent?
- For a 2-bedroom, 13505 has the highest typical rent at $1,210 a month, and 13501 the lowest at $926.
- What is the property tax rate in Utica, NY?
- Owner-occupied homes in Oneida County pay a typical 2.02% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Utica rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).