Rent in Worcester, NY
A 2-bedroom in Worcester, NY (ZIP 12197) typically rents for about $734 a month, with a range of $734–$1,235. Owner-occupied homes in Otsego County pay about 1.70% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $860 | $860 | 1 |
| 1 bed | $961 | $961 | 1 |
| 2 beds | $734 | $734–$1,235 | 1 |
| 3 beds | $1,472 | $1,472 | 1 |
| 4 beds | $1,653 | $1,653 | 1 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Worcester ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Worcester, NY?
- About $734 a month: the median of the typical rents in 1 ZIP code, which range from $734–$1,235. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Worcester, NY?
- About $961 a month: the median of the typical rents in 1 ZIP code, which range from $961. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Worcester, NY?
- About $1,472 a month: the median of the typical rents in 1 ZIP code, which range from $1,472. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Worcester, NY?
- About $860 a month: the median of the typical rents in 1 ZIP code, which range from $860. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Worcester, NY?
- About $1,653 a month: the median of the typical rents in 1 ZIP code, which range from $1,653. Figures are gross rent (rent plus tenant-paid utilities).
- What is the property tax rate in Worcester, NY?
- Owner-occupied homes in Otsego County pay a typical 1.70% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Worcester rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).