Rent in Spruce Pine, NC
A 2-bedroom in Spruce Pine, NC (ZIP 28777) typically rents for about $765 a month, with a range of $765–$1,012. Owner-occupied homes in Mitchell County pay about 0.52% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $769 | $769 | 1 |
| 1 bed | $546 | $546–$774 | 1 |
| 2 beds | $765 | $765–$1,012 | 1 |
| 3 beds | $810 | $810–$1,206 | 1 |
| 4 beds | $1,330 | $1,330 | 1 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Spruce Pine ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Spruce Pine, NC?
- About $765 a month: the median of the typical rents in 1 ZIP code, which range from $765–$1,012. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Spruce Pine, NC?
- About $546 a month: the median of the typical rents in 1 ZIP code, which range from $546–$774. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Spruce Pine, NC?
- About $810 a month: the median of the typical rents in 1 ZIP code, which range from $810–$1,206. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Spruce Pine, NC?
- About $769 a month: the median of the typical rents in 1 ZIP code, which range from $769. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Spruce Pine, NC?
- About $1,330 a month: the median of the typical rents in 1 ZIP code, which range from $1,330. Figures are gross rent (rent plus tenant-paid utilities).
- What is the property tax rate in Spruce Pine, NC?
- Owner-occupied homes in Mitchell County pay a typical 0.52% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Spruce Pine rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).