Rent in Troy, OH
Across Troy's 2 ZIP codes, a 2-bedroom typically rents for about $1,121 a month, with figures from $932–$1,248. The highest typical rent is in 45374 ($1,190) and the lowest in 45373 ($1,051). Owner-occupied homes in Miami County pay about 0.98% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.24% in the week of Oct 29, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $860 | $850–$909 | 2 |
| 1 bed | $907 | $768–$1,008 | 2 |
| 2 beds | $1,121 | $932–$1,248 | 2 |
| 3 beds | $1,459 | $1,214–$1,623 | 2 |
| 4 beds | $1,638 | $1,511–$1,774 | 2 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: HUD Small Area Fair Market Rents (Oct 1, 2026), Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Troy ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Troy, OH?
- About $1,121 a month: the median of the typical rents in 2 ZIP codes, which range from $932–$1,248. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Troy, OH?
- About $907 a month: the median of the typical rents in 2 ZIP codes, which range from $768–$1,008. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Troy, OH?
- About $1,459 a month: the median of the typical rents in 2 ZIP codes, which range from $1,214–$1,623. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Troy, OH?
- About $860 a month: the median of the typical rents in 2 ZIP codes, which range from $850–$909. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Troy, OH?
- About $1,638 a month: the median of the typical rents in 2 ZIP codes, which range from $1,511–$1,774. Figures are gross rent (rent plus tenant-paid utilities).
- Which Troy ZIP code has the highest rent?
- For a 2-bedroom, 45374 has the highest typical rent at $1,190 a month, and 45373 the lowest at $1,051.
- What is the property tax rate in Troy, OH?
- Owner-occupied homes in Miami County pay a typical 0.98% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.24% in the week of Oct 29, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Troy rent figures come from?
- HUD Small Area Fair Market Rents (Oct 1, 2026), Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).