Rent in Ponca City, OK
Across Ponca City's 3 ZIP codes, a 2-bedroom typically rents for about $872 a month, with figures from $816–$920. The highest typical rent is in 74602 ($916) and the lowest in 74601 ($816). 2 ZIPs have ZIP-level figures from HUD or Census; the other 1 uses the county Fair Market Rent. Owner-occupied homes in Kay County pay about 0.66% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.24% in the week of Oct 29, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $638 | $392–$650 | 3 |
| 1 bed | $650 | $533–$710 | 3 |
| 2 beds | $872 | $816–$920 | 3 |
| 3 beds | $1,117 | $1,034–$1,200 | 3 |
| 4 beds | $1,204 | $1,064–$1,471 | 3 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: HUD Small Area Fair Market Rents (Oct 1, 2026), Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Ponca City ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Ponca City, OK?
- About $872 a month: the median of the typical rents in 3 ZIP codes, which range from $816–$920. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Ponca City, OK?
- About $650 a month: the median of the typical rents in 3 ZIP codes, which range from $533–$710. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Ponca City, OK?
- About $1,117 a month: the median of the typical rents in 3 ZIP codes, which range from $1,034–$1,200. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Ponca City, OK?
- About $638 a month: the median of the typical rents in 3 ZIP codes, which range from $392–$650. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Ponca City, OK?
- About $1,204 a month: the median of the typical rents in 3 ZIP codes, which range from $1,064–$1,471. Figures are gross rent (rent plus tenant-paid utilities).
- Which Ponca City ZIP code has the highest rent?
- For a 2-bedroom, 74602 has the highest typical rent at $916 a month, and 74601 the lowest at $816.
- What is the property tax rate in Ponca City, OK?
- Owner-occupied homes in Kay County pay a typical 0.66% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.24% in the week of Oct 29, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Ponca City rent figures come from?
- HUD Small Area Fair Market Rents (Oct 1, 2026), Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).