Rent in Stillwater, OK
Across Stillwater's 5 ZIP codes, a 2-bedroom typically rents for about $1,010 a month, with figures from $912–$1,025. The highest typical rent is in 74074 ($1,025) and the lowest in 74075 ($912). 2 ZIPs have ZIP-level figures from HUD or Census; the other 3 use the county Fair Market Rent. Owner-occupied homes in Payne County pay about 0.85% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $799 | $706–$800 | 5 |
| 1 bed | $829 | $705–$829 | 5 |
| 2 beds | $1,010 | $912–$1,025 | 5 |
| 3 beds | $1,399 | $1,229–$1,399 | 5 |
| 4 beds | $1,468 | $1,468–$1,654 | 5 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Stillwater ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Stillwater, OK?
- About $1,010 a month: the median of the typical rents in 5 ZIP codes, which range from $912–$1,025. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Stillwater, OK?
- About $829 a month: the median of the typical rents in 5 ZIP codes, which range from $705–$829. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Stillwater, OK?
- About $1,399 a month: the median of the typical rents in 5 ZIP codes, which range from $1,229–$1,399. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Stillwater, OK?
- About $799 a month: the median of the typical rents in 5 ZIP codes, which range from $706–$800. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Stillwater, OK?
- About $1,468 a month: the median of the typical rents in 5 ZIP codes, which range from $1,468–$1,654. Figures are gross rent (rent plus tenant-paid utilities).
- Which Stillwater ZIP code has the highest rent?
- For a 2-bedroom, 74074 has the highest typical rent at $1,025 a month, and 74075 the lowest at $912.
- What is the property tax rate in Stillwater, OK?
- Owner-occupied homes in Payne County pay a typical 0.85% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Stillwater rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).