Rent in Chattanooga, TN
Across Chattanooga's 20 ZIP codes, a 2-bedroom typically rents for about $1,430 a month, with figures from $622–$1,730. The highest typical rent is in 37408 ($1,674) and the lowest in 37410 ($916). Owner-occupied homes in Hamilton County pay about 0.62% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $1,268 | $624–$1,520 | 20 |
| 1 bed | $1,243 | $625–$1,590 | 20 |
| 2 beds | $1,430 | $622–$1,730 | 20 |
| 3 beds | $1,723 | $1,025–$2,879 | 20 |
| 4 beds | $1,890 | $1,149–$2,270 | 20 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: HUD Small Area Fair Market Rents (Oct 1, 2026), Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Chattanooga ZIP codes
2 beds- 37401$1,340–$1,440
- 37402$622–$1,460
- 37403$1,340–$1,620
- 37404$1,047–$1,270
- 37405$1,488–$1,690
- 37406$932–$1,160
- 37407$880–$1,130
- 37408$1,657–$1,690
- 37409$1,440–$1,458
- 37410$761–$1,070
- 37411$1,110–$1,260
- 37412$1,116–$1,330
- 37414$1,340–$1,440
- 37415$1,337–$1,500
- 37416$1,099–$1,290
- 37419$980–$1,250
- 37421$1,420–$1,730
- 37422$1,340–$1,440
- 37424$1,340–$1,440
- 37450$1,340–$1,440
Frequently asked questions
- What is the average rent for a 2-bedroom in Chattanooga, TN?
- About $1,430 a month: the median of the typical rents in 20 ZIP codes, which range from $622–$1,730. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Chattanooga, TN?
- About $1,243 a month: the median of the typical rents in 20 ZIP codes, which range from $625–$1,590. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Chattanooga, TN?
- About $1,723 a month: the median of the typical rents in 20 ZIP codes, which range from $1,025–$2,879. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Chattanooga, TN?
- About $1,268 a month: the median of the typical rents in 20 ZIP codes, which range from $624–$1,520. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Chattanooga, TN?
- About $1,890 a month: the median of the typical rents in 20 ZIP codes, which range from $1,149–$2,270. Figures are gross rent (rent plus tenant-paid utilities).
- Which Chattanooga ZIP code has the highest rent?
- For a 2-bedroom, 37408 has the highest typical rent at $1,674 a month, and 37410 the lowest at $916.
- What is the property tax rate in Chattanooga, TN?
- Owner-occupied homes in Hamilton County pay a typical 0.62% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Chattanooga rent figures come from?
- HUD Small Area Fair Market Rents (Oct 1, 2026), Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).