Rent in Union City, TN
Across Union City's 2 ZIP codes, a 2-bedroom typically rents for about $883 a month, with figures from $770–$995. The highest typical rent is in 38281 ($995) and the lowest in 38261 ($770). 1 ZIP has ZIP-level figures from HUD or Census; the other 1 uses the county Fair Market Rent. Owner-occupied homes in Obion County pay about 0.52% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $756 | $756 | 2 |
| 1 bed | $544 | $327–$761 | 2 |
| 2 beds | $883 | $770–$995 | 2 |
| 3 beds | $1,076 | $897–$1,255 | 2 |
| 4 beds | $1,308 | $1,308 | 2 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Union City ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Union City, TN?
- About $883 a month: the median of the typical rents in 2 ZIP codes, which range from $770–$995. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Union City, TN?
- About $544 a month: the median of the typical rents in 2 ZIP codes, which range from $327–$761. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Union City, TN?
- About $1,076 a month: the median of the typical rents in 2 ZIP codes, which range from $897–$1,255. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Union City, TN?
- About $756 a month: the median of the typical rents in 2 ZIP codes, which range from $756. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Union City, TN?
- About $1,308 a month: the median of the typical rents in 2 ZIP codes, which range from $1,308. Figures are gross rent (rent plus tenant-paid utilities).
- Which Union City ZIP code has the highest rent?
- For a 2-bedroom, 38281 has the highest typical rent at $995 a month, and 38261 the lowest at $770.
- What is the property tax rate in Union City, TN?
- Owner-occupied homes in Obion County pay a typical 0.52% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Union City rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).